Rapor Tarihi: 11.04.2026 16:29
| Course Title | Code | Language | Type | Semester | L+U Hour | Credits | ECTS |
|---|---|---|---|---|---|---|---|
| Financial Technologies and Blockchain Applications | DEP 503 | Turkish | Compulsory | 3 + 0 | 3.0 | 6.0 |
| Prerequisite Courses | |
| Course Level | Graduate |
| Mode of delivery | The course may be conducted through face-to-face and/or synchronous online sessions. Course materials are structured around academic articles, policy documents, and technical reports. |
| Course Coordinator | Doç. Dr. Ali ÖZER |
| Instructor(s) | Doç. Dr. Ali ÖZER (Bahar) |
| Goals | The aim of this course is to provide an advanced analytical framework for understanding the theoretical foundations of financial technologies (FinTech), the transformation dynamics of the digital financial ecosystem, and the structural impact of blockchain technology on the financial system. The course examines payment systems, open banking, centralized and decentralized digital monetary structures, crypto-asset economics, smart contracts, tokenization, decentralized finance (DeFi), and the regulatory implications of digital transformation within an integrated perspective. It aims to equip students with the ability to critically evaluate digital financial architectures, interpret the implications of technological innovations for financial stability and policy design, and conceptually analyze blockchain-based applications. |
| Course Content | The course begins with the conceptual evolution of financial technologies and the transformation of digital finance. It examines the digitalization of traditional financial intermediation mechanisms, open banking systems, and the transformation of payment infrastructures. The technical and economic foundations of blockchain technology are analyzed within the framework of distributed ledger structures, consensus mechanisms, and cryptographic security principles. Crypto-asset classifications and token economics are evaluated in terms of store of value, medium of exchange, and governance functions. Smart contracts and programmable finance are discussed alongside decentralized finance (DeFi) applications. In addition, central bank digital currencies (CBDCs), financial regulation, anti-money laundering (AML), and know-your-customer (KYC) mechanisms are examined in relation to the digital financial ecosystem. The course also addresses issues such as financial stability, systemic risk, cybersecurity, and data governance from the perspective of blockchain-based financial innovation. |
| # | Öğrenme Kazanımı |
| 1 | Analyzes the theoretical foundations of financial technologies and the historical evolution of digital finance. |
| 2 | Evaluates digital payment systems, open banking, and the transformation of financial intermediation mechanisms at conceptual and structural levels. |
| 3 | Explains and compares the technical components of blockchain technology (distributed ledger structures, consensus mechanisms, and cryptographic principles). |
| 4 | Analyzes crypto-asset economics and tokenization processes in terms of their financial functions. |
| 5 | Assesses smart contracts and decentralized finance (DeFi) applications from economic and governance perspectives. |
| Week | Topics/Applications | Method |
|---|---|---|
| 1. Week | Conceptual framework and historical evolution of financial technologies. Emergence of digital finance, transformation of financial intermediation, and structural effects of technological innovation on the financial system. | |
| 2. Week | Digital payment systems and transformation of payment infrastructures. Electronic money, mobile payment systems, and the open banking ecosystem. | |
| 3. Week | Technical foundations of blockchain technology: distributed ledger structures, cryptographic security, and network architectures. | |
| 4. Week | Consensus mechanisms and network security: Proof of Work, Proof of Stake, and alternative validation models. | |
| 5. Week | Crypto-asset economics and token classifications. Store of value, medium of exchange, and governance functions. | |
| 6. Week | Smart contracts and programmable finance. Automation, transparency, and principles of contract design. | |
| 7. Week | Decentralized finance (DeFi) ecosystem: lending protocols, decentralized exchanges, and liquidity mechanisms. | |
| 8. Week | Central bank digital currencies (CBDCs) and their potential implications for monetary policy. | |
| 9. Week | Financial regulation, compliance mechanisms (AML/KYC), and the legal dimension of digital finance. | |
| 10. Week | Tokenization and digitalization of assets. Representation of securities on blockchain infrastructures. | |
| 11. Week | Financial stability, systemic risk, and macroeconomic implications of crypto markets. | |
| 12. Week | Cybersecurity, data governance, and risk management in blockchain-based systems. | |
| 13. Week | Global digital finance trends and international comparisons. Emerging market perspectives. | |
| 14. Week | The future of financial technologies: Web3, digital identity, artificial intelligence integration, and sustainable finance perspective. |
| No | Program Requirements | Level of Contribution | |||||
|---|---|---|---|---|---|---|---|
| 1 | 2 | 3 | 4 | 5 | |||
| 10 | With the new economic transformation, the use of financial technologies and multivariate analyses can develop information | ✔ | |||||
| Program Requirements | DK1 | DK2 | DK3 | DK4 | DK5 |
|---|---|---|---|---|---|
| PY10 | 4 | 4 | 5 | 5 | 5 |
| Ders Kitabı veya Notu | Ders Kitabı veya Ders Notu bulunmamaktadır. |
|---|---|
| Diğer Kaynaklar |
|
| ECTS credits and course workload | Quantity | Duration (Hour) | Total Workload (Hour) | |
|---|---|---|---|---|
|
Ders İçi |
Class Hours | 14 | 3 | 42 |
|
Ders Dışı |
Preparation, After Class Study | 14 | 2 | 28 |
| Research | 14 | 1 | 14 | |
| Presentation (Preparation) | 14 | 3 | 42 | |
| Practice | 14 | 1 | 14 | |
|
Sınavlar |
Midterm | 1 | 1 | 1 |
| Homework | 1 | 6 | 6 | |
| Homework Preparation | 1 | 4 | 4 | |
| Final | 1 | 2 | 2 | |
| Total Workload | 153 | |||
| *AKTS = (Total Workload) / 25,5 | ECTS Credit of the Course | 6.0 | ||
